Working With A Public Insurance Adjuster

Completing an insurance claim can be a fairly complicated process. Unfortunately, the complexity of this process can make it harder for some individuals to effectively navigate their claim. Additionally, it can be possible for there to be disputes between the claimant and the insurer as to the value of the damages that occurred

What Are Some Instances Where You Would Want To Hire A Public Insurance Adjuster?

One of the most common situations that can call for retaining a public insurance adjuster will be when the insurance determines that the damages that occurred were too low. This can occur for a variety of reasons, but it can leave the claimant exposed as they may assume they will be unable to contest this determination. Luckily, there is the option of hiring a public insurance adjuster to get a second opinion about the damage determination. This second opinion can help with contesting or appealing the damage determination from the insurance company, which will be the first step in attempting to reverse the low payout.

Can A Public Insurance Adjuster Provide Legal Representation?

Unfortunately, some individuals will misunderstand the actual role that public insurance adjusters play for their clients. For example, these individuals may assume that a public insurance adjuster will also be able to offer them legal representation during this process. In reality, this will not be the case although the insurance adjuster and your attorney may work closely together. This is due to the need for the attorney to have an expert assessment of the damage that occurred. Therefore, it is important to obtain copies of the reports from the insurance adjuster so that you can provide your attorney with this information.

Is It Expensive To Hire A Public Insurance Adjuster?

Following a major accident, some individuals will be very limited on money, and this can be enough to cause them to be worried about spending the money to hire a public insurance adjuster for their situation. However, this can be money well spent, as these adjusters will be needed to ensure that the offer the insurance is making is reasonable for the damages suffered. As a result, it can be possible for these professionals to assist your claim by substantially increasing your negotiating leverage. Luckily, these professionals will also charge reasonable rates for their services. Typically, this will be in the form of either a flat fee or an hourly rate. The complexity of the damage assessment will determine the billing structure the adjuster is the most likely to use.