3 Vital Auto Insurance Coverages To Add To Your Plan

Auto insurance is probably the most common type of insurance coverage that people purchase. Most people drive in the US, and most people have vehicles. Auto insurance companies let their customers choose their coverage types, which means you get to customize your package. As you begin choosing the coverage you want, you might want to add the following three types to your plan.

1. Roadside Assistance

Many auto insurance plans come with roadside assistance, but some do not. If you do not have this type of coverage, you might want to add it to your policy. Roadside assistance delivers gas to you if you run out and get stranded, and they will send someone to replace your tire if you get a flat. You can call for help if you lock your keys in the car. Plus, often they will send a tow truck if your car stalls while you are out.

If you want this type of protection, you can add roadside assistance to your policy. If you ever need to use it, you will be glad you have it.

2. Mechanical Breakdown Coverage

The second type to add is mechanical breakdown coverage. This type is not available from all auto insurance companies, but you can get it from some. The purpose of mechanical breakdown coverage is to protect you financially against costly car repairs. It is similar to a car warranty, but it is insurance coverage you purchase with your auto insurance plan. If you experience a major mechanical issue with your vehicle, your insurance policy covers most of the costs. You might only pay a small deductible for services.

3. Glass Coverage

Have you ever had a cracked or chipped windshield? If so, you know that this issue can happen in the blink of an eye, yet it is costly to repair. If you have glass coverage on your auto insurance plan, it covers cracks and chips that might occur to any of the windows in your car. You can submit a claim if you experience this problem, and your plan will cover most of the costs. Having glass coverage is a great idea for anyone who drives a lot.

Adding these coverage types to your plan might increase the costs, but you will have the protection you need for many circumstances and issues. If you would like a quote for coverage, contact an auto insurance agent from a business like Reinhardt's Insurance Agency.